AC878 Money Guide

Smart finance for Chinese Australians

15 guides covering banking, tax, property, insurance and more

Banking

Best Bank Accounts for New Migrants

CommBank, ANZ, Westpac, NAB compared with tips for opening your first account.

Banking

Best High-Interest Savings Accounts 2025

ING, Ubank, Macquarie, Up Bank — rates and bonus interest conditions.

Tax

Understanding Australian Tax

TFN, tax brackets, lodging returns, deductions and super explained.

Tax

Cryptocurrency Tax in Australia

CGT events, ATO reporting, DeFi, NFTs and record keeping.

Tax

Understanding HECS-HELP Debt

How student debt works, repayment thresholds and indexation.

Transfers

Send Money Between Australia and China

Wise, OFX, bank transfers, WeChat Pay and Alipay compared.

Transfers

Using WeChat Pay and Alipay in Australia

Where accepted, setup, exchange rates and better alternatives.

Investing

Understanding Superannuation

What is super, choosing a fund, consolidating and salary sacrifice.

Property

Buying Property as a Chinese Migrant

FIRB rules, stamp duty, auctions and financing explained.

Property

Property Investment Guide

Negative gearing, CGT, popular suburbs and financing for investors.

Banking

How to Build Your Credit Score

What affects it, how to check and tips for new migrants.

Insurance

Private Health Insurance Guide

Medibank vs Bupa vs HCF vs NIB compared.

Insurance

Car Insurance: Complete Guide

Comprehensive vs third party, providers compared and no claim bonus.

Government

Guide to Centrelink Payments

JobSeeker, Family Tax Benefit, childcare subsidy and waiting periods.

Budgeting

Family Budgeting: Cost of Living Guide

Average costs by city for housing, groceries, transport and more.